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Posts by Mukesh Rajbhar

About Mukesh Rajbhar
**Mukesh Rajbhar** **Founder & Finance Writer at MoneyOra**Mukesh Rajbhar is the founder of MoneyOra, a finance-focused platform dedicated to helping Indian investors make informed decisions through data-driven research and market analysis.He covers Indian stock market trends, AI stocks, defence sector companies, banking and financial tools, IPOs, mutual funds, and long-term wealth-building opportunities. His content focuses on simplifying complex financial topics into actionable insights for retail investors.At MoneyOra, Mukesh researches company fundamentals, earnings reports, industry trends, government policies, and market developments to provide readers with accurate and up-to-date financial information.**Areas of Expertise*** Indian Stock Market Analysis * AI & Technology Stocks * Defence Sector Investments * Banking & Financial Services * Long-Term Investing Strategies * Market News & Economic Trends**Connect with Mukesh Rajbhar*** Website: MoneyOra.in**Disclaimer:** The information provided is for educational and informational purposes only and should not be considered financial or investment advice. Investors should conduct their own research or consult a qualified financial advisor before making investment decisions.
Gratuity calculation India 2026 worked examples showing five scenarios with different salaries and tenures including the 4 year 8 month case and a death case
Posted inEducation Banking

Gratuity Calculation India 2026: Exact Formula Explained

Gratuity Calculation India 2026 - Exact Formula and the 4 Year 8 Month Rule By Mukesh | MoneyOra | Last verified 12 October 2026 Gratuity calculation India 2026 follows one formula that…
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Posted by Mukesh Rajbhar October 12, 2026
IDCW vs growth plan mutual fund 2026 wealth comparison chart showing Rs 8.3 lakh difference over 10 years for a 30 percent tax bracket investor
Posted inEducation Banking

IDCW vs Growth Plan Mutual Fund 2026 – Hidden Tax Cost

IDCW vs Growth Plan Mutual Fund 2026 and the Hidden Tax Cost Explained You picked a mutual fund and you invested. The IDCW vs growth plan mutual fund 2026 question is…
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Posted by Mukesh Rajbhar October 9, 2026
Monthly income after retirement India 2026 portfolio allocation chart showing Rs 1.5 crore split across SCSS POMIS RBI Bonds and Debt MF SWP generating Rs 1 lakh per month
Posted inEducation Banking

Rs 1 Lakh Monthly Income After Retirement 2026: The Exact Portfolio Plan

Rs 1 Lakh Monthly Income After Retirement 2026: The Exact Portfolio PlanRs 1 lakh monthly income after retirement India 2026 requires a corpus of approximately Rs 1.5 crore using the…
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Posted by Mukesh Rajbhar September 23, 2026
Health insurance waiting period India 2026 infographic showing 5 ways to reduce waiting periods including early purchase portability PED riders employer coverage and shorter-wait plans
Posted inEducation Banking

Health Insurance Waiting Period India 2026: 4 Types and 5 Ways to Reduce

Health Insurance Waiting Period India 2026: 4 Types and 5 Ways to ReduceHealth insurance waiting period India 2026 rules are governed by the IRDAI (Insurance Products) Regulations 2024 and the…
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Posted by Mukesh Rajbhar September 22, 2026
Gift tax in India 2026 seven Diwali gift scenarios showing taxable vs exempt with amounts and rules applied
Posted inEducation Banking

Gift Tax India 2026: Is Your Diwali Gift Taxable? (7 Scenarios)

Gift Tax India 2026: Is Your Diwali Gift Taxable? (7 Scenarios)Gift tax in India 2026 follows Section 56(2)(x) of the Income Tax Act. Gift tax in India no longer has…
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Posted by Mukesh Rajbhar September 21, 2026
NSE IPO 2026 financials showing FY26 revenue Rs 18713 crore net profit Rs 10302 crore PE ratio 40.8x to 42.9x market cap Rs 4.4 lakh crore
Posted inEducation Banking

NSE IPO 2026: Issue Price, Dates, Lot Size, Investment Amount and How to Apply

NSE IPO 2026: Issue Price, Dates, Lot Size, Investment Amount and How to Apply India’s largest stock exchange is finally going public. After than ten years of delays caused by regulations…
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Posted by Mukesh Rajbhar September 19, 2026
CIBIL score impact comparison between credit card EMI and personal loan for Indian borrowers
Posted inEducation Banking

Credit Card EMI vs Personal Loan 2026: Which One

Credit Card EMI vs Personal Loan: Real Effective Rate + Hidden Charges Guide   You need Rs 1.5 lakh. Your phone just died or the AC gave out or there…
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Posted by Mukesh Rajbhar September 17, 2026
UPI charges 2026 infographic showing NPCI MDR 0.4% rule from October 15 for merchants in India
Posted inEducation Banking

UPI Charges 2026: New MDR Rules From October 15 Explained for Indians

UPI Charges 2026: New MDR Rules From October 15 Explained for Indians Your phone buzzes. Someone has just paid you five thousand rupees through UPI. A seconds later a friend texts…
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Posted by Mukesh Rajbhar September 16, 2026
Regular to direct mutual fund LTCG tax 2024 comparison showing old 10 percent vs new 12.5 percent rate with Rs 1.25 lakh exemption and STCG 20 percent for equity funds Budget 2024 raised LTCG to 12.5% and STCG to 20% on equity funds from 23 July 2024. The Rs 1.25 lakh annual exemption is the core tool for tax-free switching regular to direct mutual fund over multiple years.
Posted inEducation Banking

Regular to Direct Mutual Fund 2026: Tax Strategy and Break-Even Calculator

Regular to Direct Mutual Fund 2026: The Commission You Are Paying and the Tax-Smart Way to Switch The switch from regular to direct mutual fund is one of those financial decisions…
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Posted by Mukesh Rajbhar September 15, 2026
NPS Vatsalya 2026 complete guide showing Rs 250 minimum contribution, tax benefits Section 80CCD 1B Rs 50000 deduction and corpus calculator for Indian parents NPS Vatsalya starts at Rs 250 per year. A parent investing in NPS Vatsalya 2026 with Rs 500 per month from birth can build a Rs 5.5 crore corpus by the time the child turns 60, assuming 12 percent annualised returns.
Posted inEducation Banking

NPS Vatsalya 2026: New Rs 250 Rule, Benefits and Calculator

NPS Vatsalya 2026: New Rs 250 Rule, Benefits and CalculatorNPS Vatsalya minimum contribution is now Rs 250 per year. This is according to the PFRDA official rules. It was previously…
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Posted by Mukesh Rajbhar September 12, 2026

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Recent Posts

  • Gratuity Calculation India 2026: Exact Formula Explained
  • IDCW vs Growth Plan Mutual Fund 2026 – Hidden Tax Cost
  • Rs 1 Lakh Monthly Income After Retirement 2026: The Exact Portfolio Plan
  • Health Insurance Waiting Period India 2026: 4 Types and 5 Ways to Reduce
  • Gift Tax India 2026: Is Your Diwali Gift Taxable? (7 Scenarios)

Recent Comments

  1. Mukesh Rajbhar on Credit Card Charges 2026: Why Banks Don’t Tell You
  2. Mukesh Rajbhar on CIBIL Score for Home Loan: Real Numbers for 2026
  3. Mukesh Rajbhar on How Much Home Loan Can I Get on My Salary? (2026 Eligibility Guide)
  4. Mukesh Rajbhar on How Much Home Loan Can I Get on My Salary? (2026 Eligibility Guide)
  5. NSE IPO 2026: Issue Price, Dates, Lot Size, Investment Amount and How to Apply on How Much Home Loan Can I Get on My Salary? (2026 Eligibility Guide)

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