Privacy Policy

Last updated: May 9, 2026

MoneyOra ("we", "our", or "us") operates the website moneyora.in. This Privacy Policy explains how we collect, use, and protect information when you visit our website and use our free financial calculators.

By using moneyora.in, you agree to the practices described in this policy. If you do not agree, please stop using the site.

1. Information we collect

a) Information you provide

MoneyOra does not require registration or account creation. Our calculators (SIP calculator, EMI calculator, EPF calculator, stop loss calculator, etc.) run entirely in your browser. The numbers you enter into our calculators are not stored, transmitted to our servers, or retained in any form.

b) Automatically collected information

When you visit moneyora.in, certain information is automatically collected by our analytics and advertising services:

  • IP address (anonymised where possible)
  • Browser type and version
  • Operating system
  • Pages visited and time spent
  • Referring website or search query
  • Device type (desktop, mobile, tablet)
  • Geographic location (country and city level)

c) Cookies

We use cookies — small text files stored on your device — for analytics and advertising purposes. Cookies help us understand how visitors use our site and allow Google to serve relevant ads. See Section 4 for details on how to control cookies.

2. How we use your information

We use collected data for the following purposes:

  • To understand how visitors use moneyora.in and improve the site
  • To monitor site performance and fix technical issues
  • To display relevant advertisements through Google AdSense
  • To comply with legal obligations

We do not sell, rent, or share your personal information with third parties for their own marketing purposes.

3. Google AdSense and advertising

MoneyOra uses Google AdSense to display advertisements on our website. Google AdSense uses cookies and similar technologies to serve ads based on your visits to moneyora.in and other websites on the internet.

Google's use of advertising cookies allows it and its partners to serve ads based on your visits to our site and/or other sites on the internet. You can opt out of personalised advertising by visiting Google's Ads Settings.

For more information on how Google uses data, visit: policies.google.com/privacy

4. Google Analytics

We use Google Analytics (via Site Kit by Google) to collect anonymised data about how visitors use moneyora.in. This includes pages visited, time on site, bounce rate, and traffic sources. Google Analytics uses cookies to track this information.

Google Analytics data is processed in accordance with Google's Privacy Policy. IP addresses are anonymised before storage where possible.

You can opt out of Google Analytics tracking by installing the Google Analytics Opt-out Browser Add-on.

5. Cookies — your choices

You can control and delete cookies through your browser settings. Here's how to do it in common browsers:

  • Chrome: Settings → Privacy and Security → Cookies and other site data
  • Firefox: Settings → Privacy & Security → Cookies and Site Data
  • Safari: Preferences → Privacy → Manage Website Data
  • Edge: Settings → Privacy, search, and services → Cookies

Please note that disabling cookies may affect some functionality on moneyora.in, particularly if we add user preference features in future.

You can also manage ad personalisation through the Your Online Choices platform (for EU/UK users) or the Digital Advertising Alliance opt-out tool.

6. Third-party links

Our calculators and blog posts may contain links to third-party websites (EPFO, RBI, SEBI, NSE, BSE, etc.). These external sites have their own privacy policies. We are not responsible for the privacy practices of any third-party site. We recommend reviewing the privacy policy of any external site you visit.

7. Children's privacy

MoneyOra is not directed at children under the age of 13. We do not knowingly collect personal information from children. If you believe a child under 13 has provided us with personal information, please contact us and we will delete it promptly.

8. Data security

We take reasonable measures to protect moneyora.in from unauthorised access. However, no website or internet transmission is completely secure. We cannot guarantee absolute security of data transmitted to or from our site.

Since our calculators do not transmit or store your financial inputs, the risk of sensitive financial data exposure is minimal by design.

9. Your rights

Depending on your country of residence, you may have the following rights regarding your data:

  • The right to know what data has been collected about you
  • The right to request deletion of your data
  • The right to opt out of data processing for advertising purposes
  • The right to lodge a complaint with your local data protection authority

For Indian users, these rights are governed by the Digital Personal Data Protection Act, 2023 (DPDP Act). For EU/EEA users, rights are governed by the GDPR.

To exercise any of these rights, please contact us at the email address below.

10. Changes to this Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will update the "Last updated" date at the top of this page. We recommend checking this page periodically. Continued use of moneyora.in after any changes constitutes your acceptance of the updated policy.

11. Contact us

If you have any questions about this Privacy Policy or your data, please contact us:

MoneyOra
Website: moneyora.in
Email: contact@moneyora.in